Our mission at Guide to Money is simple: we want everyone to worry less about making money and spend more time on the things that truly matter in life. At Guide to Money we bring you our latest ideas on how to make money, save money and make smarter financial choices.

Our readers always come first

Our number one goal at Guide to Money is to help readers improve their financial lives. Our focus is on the long term: building habits and knowledge that lead to building financial stability and understanding. When someone comes to our site, we want to provide the best content possible to help them accomplish that.

So how do we get paid?

We make money through relationships with advertising partners. If you click on any of our partners’ links on our website and end up completing an offer, making a purchase, opening an account, etc., we may receive a small commission from that advertiser — at absolutely no extra cost to you.

Of course, this may influence which products we review and write about (and where those products are mentioned on Guide to Money), but third-party compensation does not affect our editorial due diligence, which is grounded in research and putting our readers’ priorities first. We routinely research and write about products from all sorts of companies, whether or not they pay us.

Long story short — we started Guide to Money by putting our readers first, and that will never change.


Information on this site is a basic introduction to personal finance. You have many more legal rights and avenues than we can possibly list here. You may want to consult a professional financial advisor, credit counselor, or obtain legal advice from a lawyer if your situation is in crisis or requires immediate action to resolve a problem.

Information on this Site is NOT Legal Advice

This site provides information about the law designed to help users improve their personal finances, however, legal information is not the same as legal advice! We are not financial advisors, attorneys, or legal professionals and nothing published on this site should be considered financial or legal advice.

Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer. This provides you with the professional assurance that our information, and your interpretation of the information, is appropriate to your particular situation.

Additionally, each state has its own set of specific laws and regulations that may be enforced in addition to or rather than federal law. Get local legal or financial advice to ensure you’re taking all relevant material into consideration.

Bottom line – we are highly-educated consumers, not attorneys at law. NOTHING this website constitutes legal advice. If you have not already done so, please familiarize yourself with our terms of service.

Affiliate Disclosure

Disclosure of Compensation for Affiliate Endorsements

Compensation: This site contains numerous affiliate links (i.e. referral links). That means if you buy a product or service after clicking on one of the links we recommend, we get paid a commission.

Unless mentioned otherwise, you should assume Guide to Money has an affiliate relationship with the merchants providing the various products and services referenced throughout this site either explicitly or via an affiliate link.

If you purchase a product or service from a third-party merchant as a result of clicking on any of our referral links, we may receive a commission payment as compensation. Those commissions help support this site and enable us to continue to provide quality information and education for consumers.

With that said, you can be confident we will always give our honest opinions, analysis, assessments, findings, beliefs, and/or experiences about those products and services.

Disclosure of Affiliate Relationships

Affiliate Relationships: Income is generated for the owner of Guide to Money based on affiliate relationships with our partners. As a result of these affiliations, Guide to Money may contain content which might present a conflict of interest.

This content may not always be identified. We really aren’t trying to fool anyone into doing anything inappropriate; we simply are biased toward companies that we feel can do a good job of helping people.

We’re passionate about the companies we recommend and have built relationships with some of them. If you ever have an issue with a company that we recommend, please contact us immediately and we will do our best to help you fix the issue.

Disclosure of Third-Party & Sponsored Ads

Sponsored Ads: Text and image ads that appear on this site are either third-party ads (e.g. Google AdSense Ads) or sponsored ads and will almost always be labeled accordingly (e.g. “Ads by Google”, etc.).

If a text or image link appears to be an ad but is not labeled as such, then most likely it is an endorsement via an affiliate referral link as opposed to a third-party or sponsored ad.

This site does not necessarily approve or endorse the products and services advertised in these third-party or sponsored ads, although we reserve the right to do so, particularly in situations where the ad is on behalf of a merchant with whom we have an affiliate relationship.

Disclosure of Income Sources

Income Sources: This site does not sell any products directly. All income is earned from affiliations, third-party ads, and sponsor ads.

We thank you for your continued support of Guide to Money. As we mentioned earlier, we remain a free-content website. Your support through clicking on affiliate links and other ads on the website helps us to keep doing what we do best: providing you with high quality, unbiased advice to help you become a personal finance guru.